Stock Market Prompts for Smarter Investors

Analyze [ticker] fundamentals. Include: business model + revenue segments, revenue growth 3yr/5yr, profit margins trend, debt/equity, free cash flow, P/E vs industry, moat + competitive advantages, management track record, major risks, bull case / bear case / verdict.

Break down [company] earnings. Beat/miss EPS: [describe]. Revenue: [describe]. Guidance: [describe]. Include: quality of earnings (one-time vs recurring), segment performance, management commentary red flags, guidance vs expectations, stock reaction vs fundamentals, action implications.

Analyze [company] competitive moat. Include: type of moat (network effects, switching costs, brand, scale, patents), strength (weak/narrow/wide), durability over 10 years, threats to moat (disruption, regulation, technology), comparison to industry peers.

Analyze [sector] investment thesis. Include: growth drivers next 5 years, headwinds, top 3-5 leaders and why, disruptors to watch, valuation levels (expensive/cheap), historical sector cycles, ETF options (pros/cons vs stock picking).

Build stock portfolio. Amount: [$]. Age: [X]. Risk tolerance: [low/mid/high]. Time horizon: [years]. Include: % stocks vs bonds vs cash, domestic vs international split, sector diversification, individual stocks vs index funds, specific recommendations with rationale.

Build 3-fund Boglehead portfolio. Amount: [$]. Age: [X]. Include: US total market index allocation, international total market, bond allocation (age-based), specific fund recommendations (VTI/VTIAX/BND or equivalents), expense ratios, rebalancing rules.

Build dividend income portfolio. Target income: $[amount]/month. Risk tolerance: [describe]. Include: dividend growth stocks vs high-yield balance, sector diversification, ETF options (SCHD, VYM), yield on cost vs current yield, qualified vs non-qualified tax impact.

Rebalance my portfolio. Current: [holdings and %]. Target: [describe]. Include: drift analysis, which positions to trim, which to add, tax implications (taxable account), timing (calendar vs threshold), specific trade list.

Analyze [ticker] chart patterns. Timeframe: [describe]. Include: current trend, support/resistance levels, key moving averages (50/200 day), volume patterns, bullish/bearish patterns identified, entry/exit levels, stop loss placement.

Assess market valuation. Current S&P 500 P/E: [describe]. CAPE ratio: [X]. VIX: [Y]. Include: historical valuation percentile, bull/bear signals, recession indicators (yield curve, unemployment), cash vs invested allocation recommendation.

Plan entry/exit for [ticker]. Thesis: [describe]. Include: target entry price (current, on dip, scaled-in), position size (% of portfolio), stop loss level, profit targets (multiple levels), fundamental trigger for exit beyond price.

Compare [Stock A] vs [Stock B] for portfolio addition. Include: business comparison, financial metrics side-by-side, growth rates, moat, valuation, management quality, risks, ideal allocation, which to buy / both / neither.

Should I buy/sell/hold [ticker]? Current position: [describe]. Recent news: [describe]. Include: thesis intact?, valuation current?, better alternatives?, tax cost of selling, emotional bias check, specific action with rationale.

Plan covered call strategy. Stock: [ticker]. Shares: [X]. Current price: $[Y]. Include: strike selection (OTM percentage), expiration (weekly vs monthly), premium income target, assignment risk acceptance, tax implications, when to close early.

Tax-loss harvesting opportunities. Portfolio: [holdings with cost basis]. Current losses: [describe]. Include: harvesting candidates, wash sale rule compliance (30-day before/after), replacement securities, annual $3K deduction limit, carry-forward strategy.