Is Gumloop worth it in 2026?

The Pro card says “Starts at”, yet the page shows no billing toggle, annual price or higher Pro tier, and Gumloop’s docs list the same price for the same credits. The page does not say what the fee is billed per: it lists seats, teams and agents as unlimited, and its FAQ says teammates share one pool of credits, so no per-seat price appears. Confirm the billing unit at checkout before inviting a team.

Gumloop’s changelog dated March 9, 2026 says Solo and Team merged into Pro with more credits at the same price. Two older entries differ from today’s pages (a free tier on March 25, unlimited overages by default on March 19), so this review follows the current pricing page and docs.

A credit is worth $0.005, so $1 buys 200 credits. A run’s main lines are four: model tokens at the provider’s list price, tool calls at 1 credit per successful connector call (data tools such as Apollo add their own charge), compute at 5 credits per active session-minute, and an orchestration fee of 8% on those three.

Gumloop’s example is 400 credits of model usage, 10 of compute and 15 of tool calls: 425 credits, a fee of 34 and a total of 459, or $2.295 for that run at the credit price (our arithmetic). Because cost varies with the model, the conversation length and the connected tools, Gumloop publishes no price per run.

Take a marketer who runs one research agent daily for 30 days, with the monthly credits (“the grant”) as the allowance. The sizes are illustrations built with Gumloop’s formula and only its four lines, except the medium run, which is Gumloop’s own example.

Small: 80 model credits ($0.40), 10 compute credits (two minutes) and 10 tool-call credits make a base of 100, plus an 8-credit fee: 108 credits ($0.54). Thirty runs use 3,240 credits, 16.2% of the grant, so the plan price is the whole bill.

Medium: 459 credits. Thirty runs use 13,770 credits, 68.85% of the grant, and the grant covers 43 runs. The plan price is again the whole bill.

Large: 2,400 model credits ($12.00), 50 compute credits (ten minutes) and 50 tool-call credits make a base of 2,500, plus a 200-credit fee: 2,700 credits ($13.50). The grant covers 7 runs, so the credits are gone in the eighth and agents stop unless pay as you go is on. Thirty runs use 81,000 credits, and the 61,000 past the grant cost $305.00 at the overage price, so the month totals $342.00 with the plan price.

Inside the grant, the plan works out to $0.00185 a credit (the plan price divided by the included credits); past it, a credit costs about 2.7 times as much. The 12,600 bonus credits are worth $63.00 a month at the overage price, and Gumloop’s pages give no end date or condition for them, so the large-month total holds only while the bonus lasts.

Only if your provider charges you well below list price. With your own provider key, model tokens cost 0 credits and you pay the provider directly, tool calls and compute are charged as usual, and the fee doubles to 16% of what the run would have been worth. A key needs Pro or higher and covers only models its provider serves. Gumloop lists it as a way to cut credits, and in its example the run falls from 459 to 93.

The tokens still cost money. The 93-credit run is $0.465, and the 400 model credits it no longer bills would be $2.00 at list price on your provider’s invoice, for $2.465 against $2.295, because the extra fee adds 34 credits. Once you pay the overage price, your key pays only if your provider charges at least 8.5% below list (34 divided by 400).

The worked month agrees. Thirty large runs on your key use 15,000 credits, inside the grant, but the tokens cost $360 at list price (30 times $12.00) on your provider’s invoice: $397 against $342, both including the plan price.

No free plan appears on the pricing page, which offers a 14-day Pro trial. Gumloop’s docs say the trial needs a card, is a one-time offer per customer and becomes paid Pro unless you cancel first, and do not say how many credits it includes. The page’s own markup labels a $0 offer “Free plan” but describes it as the trial.

An Admin cancels from Manage Subscription on the Usage & Limits page, and access and remaining credits last to the end of the billing period. Paid fees are non-refundable except where the law requires, and Gumloop’s terms let it change subscription fees, effective at the end of a billing cycle after reasonable notice, so today’s price and bonus are not a locked rate.

Pro lists unlimited agents, seats and teams but caps concurrent workflow runs at 5, concurrent agent chats at 25 (both in the table’s Workflows (Legacy) group) and hosted MCP servers at 1. A March 25, 2026 changelog entry gives Pro 25 concurrent agent interactions across the organization. Audit logs, role-based access control, SCIM/SAML, the admin dashboard, data exports and workflow queuing are marked not included on Pro, and Enterprise has no published price.

This page prices none of them. Gumloop’s bill follows the model, the conversation length and the minutes an agent works, so its headline fee cannot be set against another vendor’s plan. Price one real workflow on each vendor’s pricing page, and for Gumloop run the credit formula above.

Start with the dedicated AI SEO agent tutorial or the Gumloop tool page. Three of the four tutorials date from 2025, before the March 9, 2026 pricing change, so check any plan screen in them against the table. Our Lindy review, Manus review, AI agents collection and automation and no-code collection cover related tools.