Is Tactiq worth it in 2026?
How Free and Pro split meeting credits from AI credits, what a year of Pro costs against Team, and where the pricing and privacy pages disagree.
The quick answer
Tactiq Pro is worth $96 a year when you need more than 10 full transcripts a month and can stop at 10 AI summaries. Pro is $8 per user per month billed annually, or $12 month to month. Free includes 10 meeting credits and 5 AI credits, and they are separate meters. Extra AI credits are not for sale, so unlimited AI means Team at $16.67 per user per month billed annually. For summaries without that cap, Fathom is the closer alternative.
Short answer: Pro at $8 per user per month billed annually ($96 upfront) is the paid step when you need more than 10 full transcripts and 10 AI credits will do. Unlimited summaries start on Team, at $16.67 per user per month billed annually.
Meeting credits gate the transcript on Free. AI credits gate the summary. USD rates below are from the plan article (written 30 June 2026) and the buy page on 30 October 2026.
Tactiq USD prices as of 30 October 2026
Annual rates are per user per month, billed upfront. The $16.67 Team rate is rounded: Tactiq quotes $200 per user per year. Business is $29.16 in the plan article and $29.17 on the buy page; confirm the total at checkout. Enterprise is custom.
| Feature | Free | Pro | Team | Business |
|---|---|---|---|---|
| Annual price | $0 | $8/user/month | $16.67/user/month | $29.16/user/month |
| Monthly price | $0 | $12/user/month | $20/user/month | $40/user/month |
| Annual bill, 1 user | $0 | $96 | $200 | Confirm at checkout |
| Meeting transcripts | 10 credits/month | Unlimited | Unlimited | Unlimited |
| AI credits | 5/month | 10/month | Unlimited | Unlimited |
| Seats on the buy page | 1 user | 1 user | 1 to 20 users | 20 to 200 users |
What you get
- ✓Separate meters: running out of AI credits does not stop the transcript, and Pro removes the transcript cap.
- ✓$96 a year for one Pro seat, against $120 for Fireflies Pro and $192 for Fathom Premium.
- ✓One AI credit per meeting on the help article, so follow-up questions on that transcript are included.
- ✓No stored audio: the homepage says the meeting audio is not kept, and the transcript is text on your side of the call.
The trade-offs
- ✕Pro only doubles AI credits, from 5 to 10, and there is no credit pack to buy.
- ✕Free previews stay locked. The next month of meeting credits does not open a transcript that is already preview only.
- ✕Pro is hidden inside a team, even a team of one, until you leave it.
- ✕Public pages disagree on what one AI credit spends, on Business at $29.16 versus $29.17, and on Pro priority support. Its privacy documents describe the API and hosting in different terms.
Worth it if…
- →One person past 10 meetings a month who needs at most 10 of them summarized inside Tactiq.
- →Someone who wants a live text transcript in Meet, Zoom, or Teams without a bot and without a stored audio file.
- →A team that will pay Team prices, from $1,000 a year for five seats, because it needs unlimited AI credits.
Skip it if…
- →You want a summary of every call and have five or fewer meetings a month. Free, or the Fathom free plan, may fit.
- →You need more than 10 Tactiq summaries a month and will not pay the jump from $96 to $200 for one Team seat.
- →Your security review needs the SOC 2 or HIPAA packet itself. The pricing grid marks the labels, and the documents sit behind a request.
What meeting credits and AI credits each allow
The two credits do not spend each other. Free gets 10 meeting credits a month. One credit is one transcript of a meeting that lasts at least five minutes. Shorter meetings do not use a credit. Unused credits reset to 10. Pro and the other paid plans list unlimited transcripts.
After those 10 credits, Tactiq may still capture the meeting, but the transcript is preview only. You cannot fully view it, search it, or run AI on it. Archiving a saved transcript returns a credit, and the archive is deleted after 30 days. That credit does not open a preview. Upgrading does.
The AI credits article says one meeting costs at most one AI credit, covering every summary and follow-up on that transcript. Free includes 5 a month, Pro 10, and Team and above unlimited. They do not roll over. Running out does not stop transcription. Pro does not sell a top-up. The buy page FAQ instead calls one credit a single action, which would exhaust 10 credits sooner. The sums below follow the help article.
What one person pays on Free and on Pro
Free is $0, and the buy page does not ask for a card. Pro is $8 per user per month billed annually, $96 upfront, or $12 a month ($144 over a year). The $48 gap is a third of the monthly path. If the account is already on a team, even alone, Pro stays hidden until you leave.
Eight meetings of at least five minutes: Free can keep the transcripts and summarize only five. Pro at $96 covers all eight.
Twelve such meetings: Free keeps 10 full transcripts and 2 previews, and summarizes 5. Pro keeps all 12 transcripts and summarizes 10. Tactiq's upgrade guide lists one Team seat at $200 a year, $104 more than Pro. At a full 10 credits a month, Pro is $0.80 a credit.
What a 5-person and a 20-person team pays
Five people at 12 meetings each cannot share a Pro seat, and they cannot use Pro inside one team. Five separate Pro accounts come to $480 a year and still miss 2 summaries each, 10 a month for the group. At the quoted $200 annual price per user, Team for five is $1,000 a year upfront. At $20 a month the same seats are $1,200, so annual billing saves $200. Team is the first card with unlimited AI credits and auto-share.
Priority support is on the Team card and from Team up in the plan article. The buy page grid also marks it on Pro. The Pro card does not.
At 20 seats the labels overlap: Team says 1 to 20 users, Business says 20 to 200. At the quoted annual per-user rate, Team for 20 is $4,000 a year. Business is shown as $29.16 per user per month annually in the plan article and $29.17 on the buy page. Those rounded figures do not establish the exact annual invoice; confirm the quote at checkout. Business adds SAML SSO, a customer success manager, and beta listings for a Tactiq MCP server and a Claude connector. Its card says advanced data retention. The grid and the plan article put advanced retention on Enterprise only, and managed retention on Business.
How Pro compares with Fathom, Fireflies, and Otter
On 30 October 2026, Fathom's pricing page lists unlimited recordings, transcriptions, and instant AI summaries on the free plan. Premium shows $16 per user per month beside $20, so a year at $16 is $192. That free plan already includes the summaries Tactiq holds to 5 credits, then 10 on Pro. Fathom marks bot-free capture as a Mac beta. Tactiq's homepage says no bot joins.
Fireflies' pricing page lists Pro at $10 per seat per month billed annually, $120 a year, or $18 monthly. The card lists unlimited AI summaries and, separately, 20 AI credits, plus 8,000 minutes of storage per seat. Free lists limited AI summaries, 400 minutes of storage per team, and 20 AI credits. Fireflies Pro costs $24 more a year than Tactiq Pro.
Otter's pricing page lists Pro at $16.99 per user per month for 1,200 minutes and a 90-minute meeting cap. The card also shows $8.49 with an asterisk, and another block lists $8.33, so the monthly rate is the clear one: $203.88 over 12 bills. Free Basic lists 300 minutes a month. Separate reviews cover Fathom, Fireflies, and Otter.
What Tactiq says about audio, models, and security
The homepage says the Chrome extension transcribes Google Meet, Zoom, and Teams live without a bot and does not store meeting audio. It says the transcript is visible only to the person using Tactiq unless shared. Notifying participants is separate from granting transcript access; review sharing settings before distributing it.
The privacy center says Tactiq uses an enterprise OpenAI API and that submitted data is not used for model training. Its LLM help article specifies GPT models through Microsoft Azure OpenAI and says content logging is disabled under its Microsoft arrangement. Azure can provide OpenAI models, so the two descriptions alone do not establish conflicting model providers. Confirm current processing and retention terms with Tactiq for sensitive meetings.
The privacy policy (last updated 9 May 2026) says data is sent over SSL and stored in Google Cloud, with access limited to authorized staff. Named processors include Google services, Firebase, Segment, Mailgun, and Stripe. The buy page grid marks SOC 2 Type II, GDPR, ISO 27001, and HIPAA on every column, including Free. The documents sit behind a request, and an NDA may be required. Deleting a meeting means archiving it for 30 days or purging the archive.
Where a transcript still needs another writer
Academy data: the Claude meeting notes pack lists 120 prompts, 20 in each of six categories: recaps and summaries, action items and follow-ups, decisions and rationale, 1:1s and standups, client and external calls, and board and leadership meetings. The prompts expect a transcript you paste, and they flag anything that transcript does not support.
That is the gap Pro leaves open. Transcripts are unlimited and AI credits stop at 10, so meetings 11 and 12 that month are full text with no Tactiq summary. On Free a paste works only while a meeting credit remains, because a preview cannot be fully opened.
The verdict
Tactiq Pro is worth $96 a year when the shortage is the transcript, not the summary. Unlimited transcripts at that price are real. Unlimited notes are not. Pro stops at 10 AI credits, and the published way past that cap is Team at $16.67 per user per month billed annually.
Stay on Free when 10 full transcripts and 5 summaries cover the month. Start with Fathom if the summary is what you wanted. Move to Team when more than 10 meetings a month need Tactiq's AI.
Better alternatives?
If it is not the right fit, these are worth a look.
Fathom
Free lists unlimited recordings and instant AI summaries. Premium shows $16 per user per month on the annual figure, $192 a year.
Fireflies
Pro is $10 per seat per month billed annually, $120 a year, and the card lists unlimited AI summaries plus 20 AI credits.
Otter
Pro is $16.99 per user per month for 1,200 minutes, with a 90-minute meeting cap. The page also shows $8.49 and $8.33 as annual rates.
Frequently asked questions
Is Tactiq free?▾
Yes. Free is $0, and the buy page does not ask for a card. You get 10 meeting credits a month for transcripts and 5 AI credits a month for summaries. Meetings shorter than five minutes do not use a meeting credit. Paid plans remove the transcript cap.
How much is Tactiq Pro?▾
The plan article lists Pro at $8 per user per month billed annually, or $12 billed monthly. Annual is charged upfront, so one user pays $96 for the year, against $144 month to month. Pro does not include unlimited AI credits.
Are meeting credits and AI credits the same thing?▾
No. Meeting credits, 10 a month on Free and unlimited on Pro, control full transcripts. AI credits, 5 on Free and 10 on Pro, control summaries. The AI credits article says one meeting uses at most one AI credit. The buy page FAQ describes one credit as a single action. An empty AI balance does not stop transcription. An empty meeting balance leaves new transcripts as previews.
Does Tactiq Pro include unlimited summaries?▾
No. Pro includes unlimited transcripts and 10 AI credits a month. Extra credits cannot be purchased on Pro. Unlimited AI credits start on Team, at $16.67 per user per month billed annually, which Tactiq lists as $200 per user for the year.
Does Tactiq store meeting audio or use ChatGPT?▾
The homepage says the Chrome extension does not record or store meeting audio. Its transcript is visible to the user unless shared; notifying participants does not itself grant access. Tactiq says AI uses an enterprise API, and its help article identifies Microsoft Azure OpenAI with content logging disabled under its arrangement. Confirm the current terms before processing sensitive meetings.